Our team.

Scott has over 22 years’ experience in financial planning through Financial Advice Matters and prior employment at Suncorp and Commonwealth Bank. Scott holds an Advanced Diploma of Financial Planning, and continues to participate in ongoing professional development opportunities with Financial Advice Matters. Scott’s passions outside of work include attempting to surf, swimming and providing a taxi service to his two children’s sporting and art commitments. A father of two, Scott enjoys downtime with family and friends by the beach.

Luke joined the Financial Advice Matters team in 2016 and has recently completed his Bachelor of Commerce majoring in Financial Planning. Luke is passionate about creating a strong connection with his clients through both financial and personal experiences, and values building long-term relationships. He shows passion and enthusiasm in his approach to financial planning, with the client’s goals and objectives always front of mind. Luke’s strength lies in the value he adds to each of his clients’ unique situations. Outside of work, Luke enjoys spending time with his friends, wife Natalie and two children, Miley and Coen. He also loves playing basketball, AFL and going to the beach.

Jayne has a Masters in Business Administration and is a CERTIFIED FINANCIAL PLANNER® professional. Jayne started out in the financial services industry in 1988 in banking and has been practising as a Financial Adviser for 20+ years in the Townsville region. Jayne is passionate about helping her clients achieve their desired financial and lifestyle goals, using education to support them to make informed decisions that align with what matters most to them. She is skilled in many areas of financial advice and specialises in formulating solutions to help clients accumulate and protect their wealth leading up to retirement, and to gain peace of mind that desired retirement incomes are achievable. Jayne enjoys spending time outdoors in her garden and is an avid runner who has enjoyed many trail runs within Australia and overseas, whilst enjoying her other passion of travelling.

Angela has over 30 years’ experience in the banking and financial services industry, with over 16 years working as a Financial Adviser on the Sunshine Coast. She holds a Diploma of Financial Advising and a Graduate Diploma of Financial Services (Financial Planning). Angela is passionate about delivering quality service experiences and planning solutions to her clients, and is strongly committed to assisting people to meet their financial goals and building long-term relationships. Outside of work, Angela enjoys spending quality time with her husband Steve listening to music, attending various classic car shows, and the Noosa Hill Climb. She enjoys time with family and friends over great food, and spending time outdoors gardening and walking in the Sunshine Coast hinterland and coastal beaches.

Darren’s career in financial planning began in 2002 working with a number of schools and teachers in the Mackay area. The strong connections and friendships from his previous career as a teacher enabled him to easily connect and communicate with people on many different levels, and he is thankful to have many of his early clients still with him today. Darren holds an Advanced Diploma of Financial Services as well as certificates in Mortgage Broking, Margin Lending and Geared Investments. Darren’s greatest enjoyment is spending time with his family. Fishing is a family passion and a great way to relieve the stresses of work. Darren is married with two children who love travelling, holidaying and camping at every opportunity as much as he does.

David has over 35 years’ experience in the banking and financial services industry, with over 20 years working as a Financial Adviser. He holds a Graduate Diploma of Financial Services (Financial Planning), an Advanced Diploma of Financial Services (Financial Planning), certificates in Self-Managed Superannuation Funds and Gearing Investments, and is a member of the Financial Planning Association (FPA). David is passionate about delivering a high-quality advice experience and planning solutions to his clients. He is strongly committed to helping clients achieve their financial goals using a collaborative approach with client education at its core — building long-term relationships and trust as clients journey through their life stages. In his spare time David enjoys spending time with family and friends and enjoys sport, namely rugby league and golf. David is married to Deanne and enjoys walking, travelling and attending shows.

Aaron is an ASSOCIATE FINANCIAL PLANNER® professional with a strong focus on retirement planning. He takes pride in helping clients navigate the transition into retirement with confidence and clarity, ensuring their financial plans support the life they want — both now and into the future. Aaron’s strength lies in his ability to connect with clients in a genuine, down-to-earth way, tailoring strategies to suit their individual goals and circumstances. With a calm, practical approach and a knack for simplifying complex financial matters, he works closely with clients to create plans that make sense and make a difference. His focus is always on what matters most to you — whether that’s ticking off travel goals, managing income in retirement, or just knowing you’re on the right track. Outside of work, Aaron is married and enjoys travelling around Australia and overseas (always on the hunt for good food and better views). He’s also an avid collector of Australian and international banknotes and gold and silver coins — a hobby that combines his love of history with his knack for numbers.

Jake brings a wealth of knowledge and practical insight to every client relationship, with a Graduate Diploma in Financial Planning and a Bachelor of Business (Finance). Backed by 5+ years of experience at FAM, Jake has built a reputation for delivering tailored financial advice grounded in trust, clarity and a genuine passion for helping people thrive. Whether it’s creating a roadmap for long-term wealth or navigating life’s financial twists and turns, Jake prides himself on fostering strong, lasting relationships that empower informed decision-making. Outside of the workplace, Jake enjoys time with friends, planning the next travel adventure with his partner Claire, and watching basketball or rugby depending on the time of year!

Darren has over 30 years’ experience in the financial services industry across financial planning and accounting, including time with some of Australia’s largest financial institutions — BT, St George, ANZ, ClearView and xseedwealth — prior to joining Financial Advice Matters. He is passionate about helping people by providing high-quality personalised advice to ensure they reach their goals and remain on track. Darren is a CERTIFIED FINANCIAL PLANNER® professional, a member of the Financial Planning Association of Australia, and has completed the FASEA education requirements including the Graduate Diploma in Financial Planning through Deakin University. This knowledge and experience give Darren a unique ability to unravel the complex world of finance into straightforward language and strategies that people appreciate. Darren focuses on assisting people to make sound financial decisions to benefit themselves and their families. Outside the office he enjoys travel, the beach and spending time with family and friends.

Melissa joined us in December 2014. Having completed a Bachelor of International Hotel and Tourism Management in 2009, she went on to work in the Whitsundays providing five-star client services to visitors. After thoroughly enjoying the financial aspects of her degree, Melissa continued her studies and completed her Graduate Diploma of Financial Planning. Melissa is passionate about helping people achieve their goals and believes that living within your means and sticking to your budget shouldn’t be a chore. Using her client-services experience and commitment to building long-lasting relationships, she enjoys working closely with clients to develop a personalised program to ensure they succeed. In her spare time Melissa enjoys exploring new places, trying new restaurants, going to the beach and spending time with friends and family.

Sukhi has over 26 years’ experience in the financial planning industry. She specialises in providing comprehensive wealth-management advice including superannuation, risk management and investment strategies to high-net-wealth individuals, families and business owners. Sukhi has an eye for detail and uses her technical knowledge to help develop tailored strategies for clients. Her role also encompasses tailored portfolio construction, and she thrives on helping clients achieve their financial goals and objectives.

Sam has over 30 years’ experience in the financial services industry and has spent the last 17 years working as a Financial Adviser in the Wide Bay area. He holds a Graduate Diploma of Financial Planning as well as certificates in Self-Managed Superannuation Investments. Sam is strongly committed to building long-term client relationships so he can act as a partner to help people meet their financial goals. Sam and his wife Jo have two sons and are passionate about travelling the world. In his spare time he enjoys running and supporting his other two great passions — sporting clubs Parramatta and Manchester United.

Sonia has a Graduate Diploma of Financial Planning and is a member of the Financial Planning Association of Australia (FPA). She started out in the financial services industry in 1993 in banking and lending, and has 20 years’ experience practising as a Financial Adviser since 2001. Sonia enjoys partnering with her clients to drive the changes necessary to achieve their financial goals. She helps her clients navigate the many options and opportunities available to them, while educating them to ensure they are comfortable in all the decisions they make. She has a vast knowledge of retirement planning strategies to build wealth in the lead-up to retirement, minimise taxes, maximise Centrelink entitlements, and secure a retirement income to help funds last a lifetime. Sonia is energetic and passionate in many aspects of her life. She enjoys time with her family, fast sports, and spends her weekends water skiing, cruising the backroads on her motorbike and mountain bike riding.

Mark has held numerous roles in the finance and financial services industries over the past 35 years — from superannuation roles to behind-the-scenes advice preparation, to spending time face-to-face advising clients. His journey has seen him work for large listed entities, small one-man bands, and now Financial Advice Matters in the middle. Mark loves taking the complexities of a client’s circumstances and solving the puzzle of how to achieve a desired outcome, then helping his clients stay on their chosen pathway. He also swears he must’ve been a teacher in a previous life, because he enjoys seeing clients leave his meetings knowing more about super, retirement and their options than when they first came in. When not working, you’ll find Mark watching (or in some cases still playing) cricket, hanging out with his four adult children, and testing travel options with his wife of 30+ years as he transitions to retirement.

Juliet has been a Financial Adviser with QInvest since 2014, after transitioning from stockbroking where she worked in Toowoomba from 1997 with Nevitts, Macquarie and RBS Morgans. Whilst working with QInvest/QSuper clients she provided advice on superannuation, retirement planning, personal wealth protection and wealth creation based on the individual’s goals and objectives. Juliet is passionate about helping her clients understand their superannuation, financial position and develop strategies to achieve their retirement dreams. Outside of work, Juliet is a keen mountain biker and loves being out in nature to recharge her batteries. She is also a very active volunteer in the MTB Club and works to maintain and expand the natural trail networks in Toowoomba.

Mr. Rigby has a Bachelor of Economics, an Advanced Diploma in Financial Planning and is a member of the AFA (Association of Financial Advisers). As a professional financial adviser for the past 20+ years he has played an integral part in the development of strategic business plans for organisations and individuals. In recent times Francis has been working as a corporate secretary for an ASX-listed company before returning to the financial services industry to pursue his passion for making a positive difference in people’s lives. Francis is a very driven individual who constantly strives to do the very best that he can to achieve success with family, personal and work goals. In a previous life he represented Australia with his wife Portia in Ice Dancing, and he is currently a keen cyclist — “one of the polite ones” — training and racing Masters, anything over 100km, the highlight of the year being Grafton to Inverell.

Jane is a CERTIFIED FINANCIAL PLANNER® professional. She has over 20 years’ industry experience guiding clients to identify and achieve their lifestyle and financial goals, and is passionate about providing high-quality, personally tailored solutions. Jane is a member of the Financial Planning Association of Australia (FPA), holds an Advanced Diploma of Financial Services and has completed the FASEA education requirements including the Graduate Diploma in Financial Planning. She has also been recognised by the FPA as an accredited Aged Care Specialist. Outside the office, Jane enjoys an active lifestyle looking after her two children.

With over 20 years’ experience in the banking and financial services industry, Vicky is an ASSOCIATE FINANCIAL PLANNER® professional with a strong focus on retirement and pre-retirement planning. Known for her practical advice and genuine care for her clients’ long-term goals, she is passionate about helping individuals, couples and families navigate their financial futures with confidence. A long-time North Queensland local, Vicky balances her professional life with her role as a wife, mum and daughter. She enjoys making the most of the region’s lifestyle, spending time with family and friends and exploring new places through travel. Vicky is a member of the Financial Advice Association of Australia and holds a Graduate Diploma of Financial Planning.

Jeffrey Lehner is General Manager – Advice Operations at Financial Advice Matters, where he leads operational and administrative support for a team of 19 financial planners across eight offices. In this role, he drives consistency, accuracy, and efficiency across advice support functions, helping advisers deliver quality outcomes for clients while continuously improving workflows and processes. Jeff brings close to two decades of leadership experience in financial services operations and professional standards. Prior to joining Financial Advice Matters, he spent over six years at Centrepoint Alliance, most recently as Head of Professional Standards, where he built a strong reputation as an effective file auditor and trusted adviser coach, known for his ability to communicate complex and sensitive compliance matters clearly and constructively. Earlier in his career, Jeff held General Manager roles at Modoras Financial Performance Solutions and Madison Financial Group, and ran his own consulting practice, LBP Consulting, specialising in advice audits and SMSF reviews. Across these roles, he has consistently built high-performing teams, streamlined operations through periods of significant growth, and embedded strong compliance cultures within advice businesses. Jeff holds a Diploma of Financial Planning from Kaplan Australia and a Bachelor of Arts in Psychology from Western Sydney University.